Lending Disclosure: We are not a direct lender. We are a matching service that connects borrowers with third-party lenders.
APR Disclosure: APR varies depending on the lender, your creditworthiness, and the loan term. For Illinois residents, the maximum APR allowed by law is 36%.
Credit Check Notice: Submitting a request through our site does not guarantee approval. Participating lenders may perform credit checks with credit reporting bureaus to determine your eligibility.
State Information: Illinois Residents: Under the Illinois Predatory Loan Prevention Act (PLPA), the Annual Percentage Rate (APR) for all consumer loans is capped at 36%. Traditional short-term payday loans with triple-digit APRs are no longer legal in Illinois. The lenders in our network offer PLPA-compliant installment and personal loans.
State Regulations: Illinois Predatory Loan Prevention Act (PLPA)